Before we can find what you are looking for, we must first establish your needs and requirements. This 'fact-finding process' can be completed either by by phone, home-visit or office-visit according to your preference. Once we have established your financial background, credit rating and mortgage needs, we can use our expertise to find the appropriate lender and mortgage deal. Yet this is just the first step in a sometimes complex series of events necessary for you to achieve your objective. It is essential that the application paperwork is completed according to the lenders requirements. References and appropriate declarations must be obtained along with the correct documentation. The valuation must be instructed with minimum delay, and the lending terms adjusted to reflect the outcome of that report, solicitors must be instructed to ensure that the legal process is commenced without unnecessary delay. Most of all, the mortgage offer must be issued within the minimum time period and must correctly reflect all of your stated requirements.
Our promise is that one of our qualified advisors will use their knowledge and experience to establish your requirments and match them with the most appropriate lender. Obtaining the best mortgage deal for you will be balanced against the need to match your profile with the lender's criteria. Our advisor will then ensure that the application matches both the chosen lender and mortgage deal. Our in-house mortgage team will them take over the processing of the application, liasing regulary between the client, the lender and the chosen solicitor. All outstanding lender requirments will be effected on a daily basis in order to produce your mortgage offer in the shortest time possible. Our service team our available during normal office hours. Outside these hours, an advisor can be obtained on our enquiry desk.
By choosing the Mortgage Shop Ltd as your preferred mortgage advisor, you can be sure of receiving the best of advice with a service promise to match.